Calivia CoStudio

Work · Case study

ActBy

Never miss a renewal. Every deadline that costs you money, in one place, with the last safe day to act.

PlatformiOS and Android
Year2026
ScopeProduct design, engine, app, store listings
LaunchSix storefronts prepared
StatusNewly completed · preparing for launch
ActBy deadline list: the next deadline is due today, renew by 2026-08-17 or plans worth 800 EUR are at risk, then contracts with their act-by dates
A passport deadline explaining why the date was chosen, with a schedule of reminders
Settings: data stays on the phone, with country and language selection and full export

The problem it attacks

Auto-renewals count on you forgetting. Miss a cancellation deadline and you are locked in for another term, paying for a service you no longer use. Return windows, warranty periods and document expiries fail the same way: quietly, and always at your expense.

The idea: the last safe day

For every contract, purchase or document you add, ActBy computes the last safe day to act: the final day you can still cancel, return, claim or renew before it costs you money. A purpose-built rules engine handles per-country notice periods and provider quirks, and the app reminds you 30, 14 and 3 days ahead, with the amount at stake in every notification.

What it tracks

  • Contracts and subscriptions: phone, gym, insurance, energy, streaming
  • Return windows for the things you buy
  • Warranties, so repairs are claimed while they still can be
  • Vehicle deadlines: registration, inspection, insurance
  • Documents: passport, ID, driving licence, with validity warnings before travel

How it works

Photograph a contract or receipt. ActBy reads the provider, price, end date and notice period, and the deadline is tracked in seconds. When a date approaches, one tap opens a ready-made cancellation letter or the provider's cancellation page. Every time you act on a reminder, the app logs the money you kept.

Design decisions you can see

Money is the unit of urgency. Every deadline states what it costs if missed, so a passport renewal reads "800 EUR at stake" rather than a neutral date. Deadlines are shown as days remaining, counting down in the app's own voice.

Dates are set in monospace throughout, because a date is data and should be scannable rather than decorative. Each deadline also answers why this date: the passport example explains that many destinations require six months of remaining validity and that renewals take weeks, so the app moves the deadline six months earlier and says so.

The interface is fully localised, not merely translated. Six countries and five languages ship at launch, and the setting is labelled "where your contracts live", because the country changes the legal rules that generate the deadline, not just the words on screen.

The same privacy position as our other apps

ActBy never connects to your bank. Documents stay on the device, the app works offline, and everything can be exported at any time. Like Calivia Cook, the privacy policy is written from the architecture.

Status

Newly completed, with store listings prepared for six storefronts in five languages. The store listing will join this case study when the app reaches Google Play and the App Store.